Attention homeowners: Real estate appraisal services for in Pueblo and Pueblo County

Check out the top seven reasons why CO homeowners use Jess Valdez Real Estate Appraiser:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge Pueblo county's assessment of your propertyworth
Remove PMI to cut your mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a CO divorce, where property needs to be divided
To determine the true market value of property in question to settle an estate

Own a house in or near Pueblo, CO and need help determining the price of it?
Contact Jess Valdez Real Estate Appraiser.

At Jess Valdez Real Estate Appraiser, we understand the particular needs of a customer seeking appraisal services. Our typical business clients are used to the appraisal process and the customary documents we provide. As our non-traditionalclient, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.

Appraisals to cancel PMI

An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are qualified in helping customers just like you get rid of unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that's declining or not appreciating as much as other homes close by. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. A professional appraisal from Jess Valdez Real Estate Appraiser is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be unsuitable from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Jess Valdez Real Estate Appraiser can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Jess Valdez Real Estate Appraiser can help with that too. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.